Money Matters

5 Easy Ways To Cut Monthly Expenses

Being frugal is a good trait to have


Electricity, water, internet, cable—these are just some of the bills we have to pay monthly. When a chunk of your paycheck goes straight to utilities, you can’t help but feel like you aren’t saving enough for the future. While this may be partly true (especially for young professionals), developing a few healthy habits can help you cut down on miscellaneous expenses. Get started with these tips:

1. Say no to impulse purchases.

Be it books, makeup or gadgets, we all have areas of weakness—for most first-time nesters and homemakers, it’s home decor. There’s no harm in wanting to spruce up your space, but if you shop regularly it's easy to go overboard. Limit buying “wants” to once a month or even once in two months if you can. As a bonus, you’ll be reducing clutter at home, too! 

2. Wait it out.

If you spot something you want to buy, don’t head straight for the cashier. Instead, tell yourself that you’ll come back for it tomorrow or the day after that. This trick gives you a chance to avoid the initial excitement of shopping and helps you find out if you really need the item you want to purchase. 

3. Go on an all-out shopping trip.

You’re probably thinking this isn’t a smart move as you’ll end up spending a ton of money—however, even if you do, it would still be less than the amount it would cost you if you went shopping weekly. Small purchases always add up to a bigger sum in the end. 

4. Make shopping lists.

This may sound like a no-brainer, but if you really stick to your list, it will force you to only buy what you need and avoid buying unnecessary items. 

5. Reward yourself with experiences. 

Instead of hitting the mall after a stressful day, try savoring a glass of wine, ordering a box of cookies, or watching re-runs of your favorite show. 

PHOTOS and SOURCES: | Apartment Therapy (It's The Little Things: 5 Ways to Spend Less & Reduce Clutter)

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