Real Estate

5 Things You Need To Know About Homeowners' Associations

This cheat sheet is a must-read for renters and condo dwellers


Whether you live in a rented townhouse, a condominium or any type of planned development property, chances are you’re obligated to join the homeowners' association (HOA) or the group of residents that administers the rules in the community. If you haven’t been a part of one before, we've listed down some things you need to look out for—however, don't forget that rules may vary per developer! 

1. If you file a complaint, don’t expect an immediate response.

Some HOA boards meet as little as twice or thrice a year so minor complaints tend to take the backseat. If the board decides that the issue is an urgent matter, it may require a community vote before holding a hearing—if not, you can always resubmit your request to get the attention of the officers.  

2. They are going to charge several monthly fees.

Fees vary from property to property so before agreeing to anything, remember to ask the following questions:  

  • What is covered by the HOA fee?
  • How often do increases occur, and by how much is it raised?
  • Can you get a printed history of HOA dues by year?
  • Do you need to pay in advance? 

3. Be ready to step-up.

Not all HOAs are active in the community—worse come to worst, no one is interested in maintaining the building, making repairs or proposing improvements. Some developers simply take turns serving as HOA president or randomly appoint someone, so be prepared to serve in this role if you need to. 

4. Being involved has a lot of benefits.

If you ever decide to join the HOA, there are rewards—you get to control what happens in your community, you can help in keeping it safe and maintaining the quality of life in your residence. 

5. Check if the home you want to buy complies with the HOA rules.

Buying into a problematic property can be a huge risk—make sure to check with the previous homeowner if they have any conflicts with the HOA and ask them to make the necessary changes before you move in. 

SOURCES: Investopedia and House Logic

More on

Dos and Don’ts in Renovating a Condo Home

10 Common Condo Problems Every Homeowner Is Familiar With

5 Condo Renovation Tips


Latest Stories

Avoid A High Electricity Bill This Summer While Keeping Your Home Cool

You don’t need to leave the AC unit turned on 24/7

How I Moved Out of the Family Home and Survived Living Alone

A young photojournalist shares the triumphs and struggles of living independently

This House in Pasig Has Been Under Renovation For Years

Architect Pierre Briones transformed a dated property into a stunning home filled with wooden touches, designer pieces, and handpicked accessories

This TV Show Does Home Makeovers In 15 Hours

And some of the decorators (and one judge!) are Pinoy. Check out this amazing makeover show.

This Museum In a Bahay Na Bato Is a Lesson In Pinoy History

In photos: The Destileria Limtuaco Museum in Intramuros will delight your mind and eye, not only your tastebuds

This Elevated Walkway In Ortigas Makes Pasig A More Walkable City

The walkway is one of a series of new pedestrian areas rising in Ortigas Center

How Do You Divide Conjugal Property When You Get Annulled?

It's not as simple as 50/50.

4 Questions To Ask Your Interior Designer

Develop a healthy relationship with your design professional for a beautiful home

Designer Pieces We Love in Derek Ramsay’s House in Alabang

The actor doesn’t shy away from investing in pieces that make his home distinct and personal

6 Ways To Increase Storage At Home

From custom-designed pieces to minimalist shelves, explore clever ideas to amp up your storage potential

Here's How To Keep Your Clothes Wrinkle-Free When Traveling

Get perfect OOTD's with this handy (and travel-friendly) gadget!

Neutral Colors Make This 50sqm Condo Unit Extra Homey

Taking inspiration from an accent wall, interior designers Honey Mutia Cervantes and Rosa Manduriao were able to achieve a modern yet comfy look for a one-bedroom vacation home in the city
Load More Stories

Get inspiring design ideas and handy hints.
Subscribe to our newsletter now!