Array
Cleaning & Organizing

5 Ways To Spend Less On Bills and Groceries

Is your household buckling after paying your credit card bills? Read on before whipping out your wallet.

Shares
Original Article: Jennifer Adriano-Martinez Photography: Pexels.com

Are you always wondering why there's so little money left after you've spent huge chunks on rent, groceries and bills? Maybe it's time to create a budget! It may sound restrictive, but it actually lets you control your money instead of your money controlling you. 

Ready to start saving some extra cash? Here's how to keep more cash in your household coffers: 


ADVERTISEMENT - CONTINUE READING BELOW

1. Make a grocery list and stick to it. 

Buying a 12-can case of tinned asparagus because it's on sale is not a bargain if you'll only end up using one can. Prepare a menu prior to going to the grocery and just buy the items you need to make the meals you've planned. 

2. Buy heavy-use items in bulk. 

This is where you get your money's worth—try this with items like toilet paper, diapers, laundry and dish detergent. Buy more store brands than name brands especially on things that don't differ all that much. 

3. Download budgeting software. 

Use this for tracking daily, weekly, or monthly expenses—choose whatever works for you. Or simply create a good ol' Excel file and start from there. Being conscious of where your money is going will help you curb indiscriminate spending. 

RL Tip: YNAB (You Need A Budget) is the perfect budgeting app for beginners! Download it here.

ADVERTISEMENT - CONTINUE READING BELOW


4. Don't ditch leftovers.

When you cook meals, make sure there are leftovers for baon purposes. Packing your own lunch for work is also so much cheaper than eating at fast food places. Next time you want to schedule a get-together with friends, think about entertaining at home instead of going out to a restaurant. Even if you're cooking an entire dinner for you and your guests, you're probably spending less money than you would dining out. 

ADVERTISEMENT - CONTINUE READING BELOW

5. Don't sacrifice quality.

Being thrifty doesn't mean you have to settle for low-grade products. It only means you have to sort out which items you're not willing to compromise on—for example: quality meat, hypoallergenic detergent or pesticide-free produce—and adjust everything else to fit your grocery allowance. 

This article ("Cents and Sensibilities") originally appeared in the July 2008 issue of Real Living Magazine. 

More on Realliving.com.ph

Shares

Latest Stories

How You Can Achieve a More Efficient Kitchen Without Remodeling!

All you need to do is organize your kitchen items and establish specific zones.

10 Pretty Decor Pieces for an Insta-Worthy Wall

Make the most of your bare walls!

How to Pack a Suitcase Efficiently, Prevent Wrinkled Clothing

Especially if you're just bringing a carry-on!

7 Ways to Make Your Ceiling Look Higher Than It Actually Is

Take note of these decorating tricks to help you create the impression of a taller room.

Replacing This Home Appliance May Help You Save on Electricity

Sometimes, oldies are not necessarily goodies.

Decorate Your House on a Budget! Learn From These Real Homes

Refreshing the look of your home doesn't require spending lots of money!

How to Fake Natural Light When Your Home Doesn't Have a Lot of Windows

Avoid dark, heavy window treatments and keep furniture away from windows.

A Look Inside Baby Baz Go's Playroom

Hand-painted details and captivating colors complete the room's whimsical woodland theme

10 Storage Ideas to Organize a Cluttered Bathroom

You don't need to stop at just shelves and baskets when organizing your bathroom.

A Filipino Family Based in Dubai Shares How Living With Less Made Them Happier

Minimalism is not just about having a clutter-free home, says the mom. It's also about having peace of mind.

There's a Secret Trick to Keeping a Small Kitchen Neat and Clean

Many of us instantly think it's difficult to work in a small kitchen.

How to Live With Less? Stop Buying Things Just Because It's on Sale for Starters

The journey toward minimalism can be challenging, but it will be worth it.
Load More Stories

Get inspiring design ideas and handy hints.
Subscribe to our newsletter now!