Tips and Guides

What You Need To Know About Property Contracts

Atty. Tricia Villar discusses property dues and title matters


Heed these pieces of legal advice when dealing with various property matters:

1. We purchased a lot in a village for investment purposes. We have not yet built any structure on it. Are we required to pay association dues?

 “It depends on the by-laws of the homeowners’ association. Most subdivisions require payment even if you have not yet built a house on your lot. You should, however, be exempted from paying fees for services you can’t enjoy such as garbage collection.”

2. I purchased house and lot on installment and have been paying for over two years now. I have a pending annulment case. Can I use my maiden name in the Deed of Sale? I don’t want the property to be conjugal.

“As a general rule, properties bought into and purchased during the marriage are considered conjugal. This means that your property shall be considered conjugal under the law even if you have a pending annulment case and even if you used your maiden name in the Deed of Sale and/or Transfer Certificate Title.” 

Read the original article (“Legal Matters") in the March 2005 issue of Real Living Magazine. Download your digital copy of Real Living on the Real Living App. Log on to for more details.


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