Array
Tips and Guides

5 Easy Ways To Cut Monthly Expenses

Being frugal is a good trait to have

Shares
Photography: Pexels.com

Electricity, water, internet, cable—these are just some of the bills we have to pay monthly. When a chunk of your paycheck goes straight to utilities, you can’t help but feel like you aren’t saving enough for the future. While this may be partly true (especially for young professionals), developing a few healthy habits can help you cut down on miscellaneous expenses. Get started with these tips:

1. Say no to impulse purchases.

Be it books, makeup or gadgets, we all have areas of weakness—for most first-time nesters and homemakers, it’s home decor. There’s no harm in wanting to spruce up your space, but if you shop regularly it's easy to go overboard. Limit buying “wants” to once a month or even once in two months if you can. As a bonus, you’ll be reducing clutter at home, too! 

2. Wait it out.

If you spot something you want to buy, don’t head straight for the cashier. Instead, tell yourself that you’ll come back for it tomorrow or the day after that. This trick gives you a chance to avoid the initial excitement of shopping and helps you find out if you really need the item you want to purchase. 

3. Go on an all-out shopping trip.

You’re probably thinking this isn’t a smart move as you’ll end up spending a ton of money—however, even if you do, it would still be less than the amount it would cost you if you went shopping weekly. Small purchases always add up to a bigger sum in the end. 

4. Make shopping lists.

This may sound like a no-brainer, but if you really stick to your list, it will force you to only buy what you need and avoid buying unnecessary items. 

5. Reward yourself with experiences. 

Instead of hitting the mall after a stressful day, try savoring a glass of wine, ordering a box of cookies, or watching re-runs of your favorite show. 

PHOTOS and SOURCES: Pexels.com | Apartment Therapy (It's The Little Things: 5 Ways to Spend Less & Reduce Clutter)

More on Realliving.com.ph

5 Habits to Help You Save Money

Save Money: Buy From These Online Furniture Groups

4 Questions to Help You Save Money

Shares

Latest Stories

Give Your Office A Makeover Just By Getting Rid Of Clutter

Let's break the paper trail with these must-dos

Given A Chance, Would You Live in Paradise?

Let these tropical-inspired properties help you decide

Heart Evangelista Is Launching An Exclusive Home Line

Get ready for Maison Love Marie!

We Shopped For An Entire Kitchen With Only P1,500 In Our Pocket

The total bill even includes a gas stove! See what we bought from Japan discount and department stores in this ultimate tipid trip.

You Have To See These 10 Amazing Things At This Big Design Fair

Here's your complete guide to navigating Manila FAME 2017, which has a surprise guest waiting in one of the exhibits!

This Must-Have Is The Solution To All Tiny Kitchen Problems

Is your cooking corner lacking in counter space? Check this out!

What Garden Types Are Good For Condos And City Homes?

Did you know that there are different gardens to fit specific spaces? This plant expert shares which garden types are right for your home.

Hand-carry vs Check-in: What's The Best Way to Handle Travel Souvenirs?

Avoid broken vintage finds and crumpled postcards with these expert tips

Dos and Don'ts of Having A Loft Bed

Raising your sleeping space can lead to a lot of possibilities

Get Sweet Treats and Design Inspiration from these Cute Cafes

We can't get enough of the Instagrammable decor features and desserts

Dapitan: The Best Place To Buy Christmas Décor

Here is our Dapitan guide to shopping for Christmas decorations, from wreaths and trees, to fairy lights and Santas of all sizes, and at affordable prices

These Customized Closets Will Help Control Your Wardrobe

A modular closet system can help you get your clothes organized, stat! Here are the suppliers to head to.
Load More Stories

Get inspiring design ideas and handy hints.
Subscribe to our newsletter now!