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Money Matters

Tips Before Getting A Bank Loan

Keep these in mind before you say "yes"

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Photography: FreeImages.com/Svilen Milev (Main Photo)

If you've just acquired a property, whether a house or a condominium, you're probably looking for a bank from which you can loan money. Atty. Tricia Villar shares some guidelines that you might find helpful: 

1. Scout for the best deals.

"Compare the rates of commercial banks, savings banks, and foreign and local banks."

2. Compare apples to apples.

"Convert quarterly or semi-annually quoted rates to an annual rate before comparing it to the one-year fixed or two-year fixed terms." 

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